How to Enroll in Medicare

If you are turning 65 and NOT collecting social security benefits, you will need to sign up for Medicare during your initial enrollment period in order to avoid a penalty.

One of the easiest ways to enroll in Medicare is to enroll online. You also have the option of calling social security at 800-772-1213 or going down to your local social security office to enroll in Medicare.

You can sign up online if you:

  • Are at least 64 years and 9 months old

  • Want to sign up for Medicare but do not currently have ANY Medicare coverage

  • Do not want to start receiving Social Security benefits at this time

  • Are not currently receiving Social Security retirement, disability or survivors benefits

If you fit these criteria you can go ahead and sign up for Medicare online up to 3 months before the month that you turn 65.

If you sign up before your birth month, your Medicare effective date will be the first day of the month that you turn 65 (unless you are born on the 1st of the month in which case it will be the first day of the month prior).

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Should You Delay Medicare? Watch For More Information

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Important Note

If you delayed Part B because you were actively working and receiving health benefits through your job then you may need to go down to your social security office to enroll in Part B and you’ll need to have two forms:

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Our Agency is built on the idea that people deserve a trusted guide when it comes to the confusing world of insurance. As an Independent Broker, our loyalty is to the customer, not the insurance company. Our goal is to help our customers make informed decisions about their health insurance coverage. We are licensed in almost every state throughout the country.

Medicare has neither reviewed nor endorsed this information. Not connected with or endorsed by the United States government or the federal Medicare program. National Producer Number: 17340811

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