Posts by stephanie

It can be pretty surprising to people to find out that there are certain routine things that are not actually covered by Medicare. In this video, I discuss 5 things Medicare doesn’t cover and ways to get coverage or lower the costs. 1. Vision ServicesTraditional Medicare will cover cataract surgery or glaucoma treatment, however, it … Read more

Today’s video goes over when you should enroll in Medicare. Medicare enrollment windows can be tricky, and figuring out when to enroll in Medicare can depend on your specific situation.  Your Initial Enrollment Period, also known as your IEP is a 7 month period for when you first turn 65. It starts 3 months before … Read more

Today’s video explains the various differences between Medicare Advantage Plans and Medicare Supplement Plans. When it comes to Medicare, everyone gets two main options on how to receive their Medicare benefits. We explain it as a fork in the road so to speak. You have two paths to choose from. The first path is to … Read more

How does your Medicare coverage work when you travel? Medicare is accepted by over 90% of providers nationwide. If you have Original Medicare as your primary insurance and you are traveling to a different part of the US you do not need to worry about any networks, and you can continue to see any Medicare provider. Additionally, if … Read more

Do you really need Medicare Part D if you’re not taking any medications? Not necessarily. However, many folks don’t realize that there is a Part D penalty that Medicare beneficiaries are subject to for every month that they go without credible Part D coverage. It’s called the Part D “Late Enrollment Penalty”. The late enrollment penalty … Read more

The Medicare Annual Election Period is the time of year you start hearing a lot more about Medicare. What exactly can you do or are you supposed to do during this time? Here’s a breakdown of what you need to know about the 2019 Medicare Annual Election Period: The Medicare Annual Election Period is from Oct. … Read more

When it comes to finding the best Medicare Supplement Plan, you have many different options.  There are different Plan letters,  and many different companies you can choose from. How do you know which Plan is the best? In today’s brief video I’m talking about everything you need to know to find the Best Medicare Supplement Plans … Read more

For some folks, Medicare Advantage Plans are a good fit, but others get on a Medicare Advantage Plan and find that they are unhappy with their plan. If this sounds like you, and you’d like to get off of your Medicare Advantage Plan and back onto Original Medicare, you have a few different options depending … Read more

Do Medigap Plans cover pre existing conditions? Many people think that “Obamacare” or the Affordable Care Act did away with all pre existing condition exclusions. And yes, for folks under 65 purchasing individual qualified health plans, there are no longer any health questions or pre existing condition clauses. However, this does not impact Medicare, or … Read more

If you’ve been shopping around, you probably know by now that Medigap Plans are standardized. This means that the benefits are regulated, so each and every Plan G, no matter what insurance company you get it from, will have the same exact benefits. And since any Plan G allows you to see any provider who … Read more